How To Remove Fraud Alerts on All Credit Bureaus

Nobody wants to be called a fraud, especially when it involves credit.

One of the worst marks that can affect your credit – and ability to get more credit – is a fraudulent claim.

You have to remember, one of the things banks consider when you apply for a credit card is how safe and responsible you will be with your card and the money they give you on the card.

Ironically, when you go through the process of removing a hard inquiry from any of the three credit bureaus (Experian, Transunion, and Equifax), you will probably get a fraud alert on your credit profile.

To be clear, if you have a fraud alert on one of your bureau profiles, you'll have a difficult time getting approved for a credit card.

But how can you tell if you have a fraud alert on your profile? The best way is to check with the bureau.

How to check for a fraud alert with Experian

Experian is the only bureau out of the three that will contact you over the phone to remove a fraud alert.

When you call Experian they will ask you to verify your identity by entering your social security number. After that, if you have a fraud alert, they will ask you, "Are you calling regarding your fraud alert?"

Follow the prompts to turn off fraud alerts, you may have to be put on hold while you wait for a representative, but, trust me, it's worth it.

Once you get through, you should have it completely removed in 24-72 hours.

How to check for fraud alerts for Equifax and Transunion

If you're like me and hate being put on hold and having to talk on the phone with a "representative."

Thankfully, both Equifax and Transunion have much simpler methods compared to Experian to have fraud alerts removed from your profile.

All you need to do is google "Equifax Fraud alert" and "Transunion fraud alert," and go through the steps to have those removed.

You don't have to talk to anyone, you don't have to deal with waiting for a representative, and you can get it done much faster.

More tips from my Credit Stacking mentorship

Once you follow these steps, you should be ready to apply for your next credit card.

If you want access to my "secret lenders list" to know which banks pull from which credit bureau, you can download it from the link below.

It's little tips and tricks like this that set a successful entrepreneur apart from an average one.

Not only do you get to work with an expert in business credit because of personal experience and years of studying, you also get access to one of the nation's largest communities of entrepreneurs who also want to see you succeed.

Anyone can apply for business credit and maybe get approved for a few thousand. That's OK, but when you follow the steps in my Credit Stacking mentorship, you can get approved for spending limits ranging from $20,000 - $70,000.

Fund your next big idea starting today through Credit Stacking.

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